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Your Hawaii Mortgage Broker

Your Hawaii Mortgage Broker

Simple lending solutions for complicated loan scenarios

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Better Pricing

We have better pricing.  That means lower fees and lower interest rates.

Large banks might say mortgage brokers are middlemen and why would you go through a middleman when you can go directly to the lender?  Simple.  Your mortgage broker gets wholesale pricing.  And not just from that one lender, but from lots of lenders– often lenders with lower prices.  Not only that, our brokerage is the second largest in the United States.  We do billions of dollars of business.  And our diligence means high-quality loans.  The quantity and quality of our loans result in exceptional pricing that we pass on to you.

You and I will first structure your loan using detailed information that you provide to me.  We pull the one credit report, etc. so that your pricing will be accurate and not just a guess off of an advertisement.  I then electronically compare many lenders to help find an optimal solution for you.

I don’t get paid until your deal is finished.  Most of my business is from former clients and their referrals.

Call me today to discuss your purchase, refinance, or construction.

 

 

Let’s work together

Get in touch with me and let's go over your loan.

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John Todd
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808-938-8634
john@johntoddhawaii.com

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John Todd

NMLS 1470837

Greenkey Financial​ Incorporated

NMLS ​​1892108

A loan is conditionally approved when a lender has issued an approval in writing but the approval is conditional, not guaranteed, and subject to lender review of all information. Until all conditions are met the loan cannot be funded. Specified rates may not be available for all borrowers. Unlocked rates are subject to change with market conditions.

​Greenkey Financial Inc.​ is an NMLS registered State of Hawaii licensed Mortgage Loan Origination Company: ​Greenkey Financial Inc.​ NMLS ​​1892108. Greenkey Financial Inc. is an Equal Opportunity Mortgage Broker/Lender. Greenkey Financial Inc. is approved to originate VA and FHA loans and has the ability to broker such loans to VA and FHA approved lenders. Greenkey Financial Inc. is not acting on behalf of or at the direction of HUD/FHA or the VA. The services referred to herein are not available to persons located outside the state of Hawaii.